Terms & Conditions

Effective Date: [Insert Date]
Website: [Insert Website URL]
Company: LUMINOUS, a brand of KARM EXPORTS

1. Acceptance of Terms

By accessing and using this website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree, please do not use this website.

2. About Us

LUMINOUS is a brand of KARM EXPORTS, engaged in the manufacturing and sale of certified diamond and jewelry products through a factory-direct model.

3. Website Use

You agree to:

Use this website only for lawful purposes

Not misuse or attempt to hack, disrupt, or damage the website

Not copy, reproduce, or distribute content without written permission

Provide accurate information when placing orders

Unauthorized use of this website may give rise to legal action.

4. Product Information

We strive to ensure all product details, pricing, images, and descriptions are accurate. However:

Minor variations in color, size, or appearance may occur due to photography and screen settings.

We reserve the right to correct errors, update information, or cancel orders if inaccuracies are found.

All diamond specifications are mentioned clearly and supported by certification where applicable.

5. Pricing & Payments

All prices are listed in [INR/USD].

Prices may change without prior notice.

Orders are confirmed only after successful payment authorization.

We reserve the right to cancel any order suspected of fraud or unauthorized activity.

6. Intellectual Property

All content on this website — including text, logos, images, graphics, product designs, and branding — is the property of LUMINOUS / KARM EXPORTS and is protected under applicable intellectual property laws.

You may not reproduce, modify, or use our content without prior written consent.

7. Limitation of Liability

LUMINOUS shall not be liable for:

Indirect or incidental damages arising from website use

Delays caused by third-party shipping providers

Losses due to circumstances beyond our reasonable control

Our total liability shall not exceed the value of the purchased product.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those external websites.

9. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect and use your personal information.

10. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of the courts of [Insert City, State].

11. Modifications to Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Continued use of the website constitutes acceptance of the updated terms.

12. Contact Information

For any questions regarding these Terms & Conditions, please contact:

LUMINOUS – A Brand of KARM EXPORTS
[Registered Address]
[Email Address]
[Customer Care Number]